6. The belief that you could get rich one day
Growing up, who doesn’t dream about becoming a billionaire? Whether you envisioned winning the lottery, publishing the next bestseller, or becoming a corporate CEO, you probably thought one day you’d be rolling in riches.
As you get older, though, the doubts start to set in, nagging away at you. And eventually one day you might realize just how unlikely the get-rich dream really is, especially in our recession economy.
The harsh reality is this: most of us are not going to get rich. And that is true even with hard work, and even with genius. Just because you have something great to offer doesn’t mean the world will value it. That quiet, desperate hope that you will someday become a billionaire can stop you from appreciating what you have right now.
Right now, we are on the verge of the greatest retirement crisis imaginable. The vast majority of today’s workers will not be able to afford to retire. Those who are forced to by their circumstances will be dependent on charity to survive.
If you can actually afford to live like a human being for the rest of your life—even if that living is modest—count yourself very, very fortunate. You do not need to be rich to be happy.